To learn about IRA Club SBS and schedule a call with a team member, visit http://iraclubsbs.com
This week on the Investors Row Podcast, IRA Club’s Ramez Fakhoury introduces IRA Club SBS: our newly launched small business retirement solutions, built to give employers and employees more control, transparency, and flexibility over their retirement savings. The team covers self-directed IRAs, Solo 401(k)s, Safe Harbor plans, Simple IRAs, and enterprise-level retirement solutions — all designed with flat-fee pricing instead of percentage-based fees.
The team dives deep into the hidden problems with traditional retirement plans — and why most employees and business owners are unknowingly paying massive fees inside their 401(k)s, how alternative investments can be used inside retirement accounts, how AI-driven portfolios help manage market risk, and why flat fees can save individuals and businesses tens — or even hundreds — of thousands of dollars over time.
THREE MAJOR TAKEAWAYS:
1. Percentage-Based 401(k) Fees Quietly Erode Retirement Wealth: Many traditional retirement plans charge layered, percentage-based fees that most people never see. Over decades, these fees can cost individuals hundreds of thousands of dollars — even when the market performs well.
2. Flat-Fee, Self-Directed Retirement Plans Offer More Control and Transparency: Flat-fee structures dramatically reduce long-term costs while allowing investors and employees to diversify beyond the stock market into alternative assets like real estate, precious metals, and private investments.
3. Retirement Planning Is a Powerful Tool for Small Business Owners: Offering flexible, low-cost retirement plans helps business owners attract and retain employees, meet state requirements, and build long-term financial security — all while reducing administrative complexity and hidden costs.
DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.